Hazardous Sports & Pastimes

Life Insurance for Hazardous Sports & Pastimes

Pulse Insurance specialise in finding Life Insurance and other covers for those who enjoy higher risk sports, pastimes and hobbies.

Our customers usually cannot find cover with mainstream insurers or find they are only offered cover excluding their sport or pastime(s).

Pulse is often able to offer a policy that has no exclusions for the hazardous sports, pastimes and hobbies you require.

Our team offer you friendly and professional help backed by years of experience and expertise.

We like to think if cover is available, we will find it for you.

Find Your Sport / Leisure Pursuit

Pulse offer dedicated information about many hazardous sports or leisure pursuits which can make finding life insurance difficult.

Pulse specialise in finding cover when your sports / pursuit and /or medical condition(s) see other insurers decline to quote.

Please answer accurately and contact us if you are at all unsure.

Pulse Insurance specialise in Life Insurance and more including those whose pastimes and hobbies which make finding cover more difficult. We offer you friendly and professional help to find the cover that is desired.

Many insurers may decline to quote for Life Insurance where a person takes part in activities which may have a higher risk of accidental death. Some insurers may try to exclude cover for your conditions!

This can make it difficult to provide the kind of peace of mind and financial safety net you want and that your loved ones need.

Pulse work closely with specialist life Underwriters at Lloyd’s of London and other specialist insurers to arrange such cover. The policy premium required may be higher, sometimes significantly higher, but fairly reflecting the increased risk of those hazardous activities.

We know that getting and early idea if you can be covered and what kind of premium costs is involved is important. You can begin by reviewing the dedicated details about your condition(s) on this website.

You can enquire about cover online or by downloading and completing an enquiry form or calling us if you need any help.

Every enquiry including the details you provide about your Hazardous Activity and any additional Medical Condition(s) is reviewed by an expert underwriter.

We usually give an indication of premium and cover availability within 5 days.

Our policyholders tell us its is really important to learn the availability of cover and to get an idea of price quickly.

It can be but is not always necessary for us to seek a Doctor’s report or for you to undergo medical examinations, blood tests and other tests that will confirm your health to allow our underwriters to quote a fair and accurate premium and confirm cover details. These tests are paid for by the underwriter, if you take out the policy.