Hazardous Occupations

Life Insurance – Cover for your Hazardous Occupations

Pulse Insurance specialise in finding Life Insurance and other covers for those whose occupations are hazardous and/or where they work on conflict zones or higher risk locations.

Our customers usually cannot find cover with mainstream insurers or can’t find the level or exact cover they need.

Our team offer you friendly and professional help backed by years of experience and expertise.

We like to think if cover is available, we will find it for you.

Find Your Occupation

Pulse offer dedicated information about many hazardous occupations where finding life insurance can prove difficult.

Pulse specialise in finding cover where your occupation, your locations when working or both are hazardous.

Please answer accurately and contact us if you are at all unsure.

What do our customers think?

Pulse care for a wide range of customers.

We have collated range of feedback from policyholders and some of the advisors who work for them.

Pulse Insurance specialise in Life Insurance and more for those whose jobs put them at additional risk which makes finding cover more difficult. We offer you friendly and professional help to find the cover that is desired.

Many insurers may decline to quote for Life Insurance where a person works in an industry such as oil, on deep sea rigs or working above a certain height or being close to a conflict zone past or recent. There is little point taking out a policy which seeks to exclude the very activity you wish to buy protection for.

This can make it difficult, for the very people who know that despite all the health and safety occasionally accidents can and do happening their occupation. The need to provide the kind of peace of mind and financial safety net for their loved ones is greater, but finding cover can be more difficult.

Pulse work closely with specialist life Underwriters at Lloyd’s of London and other specialist insurers to arrange such cover. The policy premium required may be higher, sometimes significantly higher, but fairly reflecting the increased risk of those with the most dangerous jobs.

We know that getting and early idea if you can be covered and what kind of premium costs is involved is important. You can begin by reviewing the dedicated details about your kind of occupation on this website.

There are too many type of job to cover everything on this website, but you may find something similar or if not please get in contact. We are usually able to help.

If you want to enquire about cover, you can do so online or by downloading and completing an enquiry form or calling us if you need any help.

Every enquiry including the details you provide about your occupation and where you work is reviewed by an expert underwriter.

We usually give an indication of premium and cover availability within 5 days.

Our policyholders tell us its is really important to learn the availability of cover and to get an idea of price quickly.

If you also have any medical conditions, please take care to disclose them to us. It can be but is not always necessary for us to seek a Doctor’s report or for you to undergo medical examinations, blood tests and other tests that will confirm your health to allow our underwriters to quote a fair and accurate premium and confirm cover details. These tests are paid for by the underwriter, if you take out the policy.