Test Pilots (production, experimental, prototype & non-production aircraft)

Life Insurance for Test Pilots

Key Considerations for Test Pilots

Test Pilots can undertake a wide range of flying activities.

Many Test Pilots may find Life Insurance at more or less standard terms from selected insurers if they operate solely in the UK.

There are factors which may mean a Test Pilot will see premiums increased or be declined for cover including:-

  • The type of test flights you undertake
  • The types of aircraft you test and whether they are:-
    • non-production aircraft
    • production aircraft
    • experimental aircraft
    • prototype aircraft
  • Any flying relating to activities as an armed forces reservist

You should make clear if all or any part of your duties will involve higher risk types of flying.

If you are not flying commercially, your needs will be different – you should review our details for Leisure Pilots.


How Pulse Insurance can help?

  • The team at Pulse Insurance are experienced and approachable
  • We are here to help find you the cover you need
  • We specialise in finding cover for unusual risks – it is what we do every day
  • We treat each case as individual so that your actual risk is fairly assessed
  • We talk directly to our underwriters to find the right cover for each person
  • If insurance is available, we like to think we know the underwriter who can!


How to enquire / apply

  • Our team will work to understand the specifics and guide you
  • We have created a simple process for you to provide us with the relevant information
  • We will typically provide an indication of premium within 5 business days (often sooner)
  • If you wish to proceed we then arrange for your formal application and arrange cover

You can begin your Enquiry online and / or download and send us your experience and details of the cover you need and the scope of your Commercial Flying.

We always welcome you calling us to talk things through or an email enquiry – go to our contact details.


NB Typically, Pulse Insurance find Life Insurance cover for 85% of those who have been declined by one or more insurers.


Beyond Life Insurance

We recognise that Life Insurance only makes a difference if the worst should happen. Pulse are also able to discuss a range of other cover which may be relevant or desired to Test Pilots including :-

If you need any help, please do not hesitate to contact us – you can call on 01280 841430.

Make an enquiry