Innovative insurance | World class solutions

Select below for details of our specialist solutions and to contact our expert teams.

Life & Protection

Specialty Division

Sports & Leisure

Specialist, tailored, intelligent and innovative

We have been providing people with solutions to their insurance needs since the 1990s.

We believe that we offer something unique in this day and age where everything is increasingly automated and computerised: a chance to speak to a knowledgeable and experienced person.

If you want to test us out – please pick up the phone and talk to us – it is often the best way to start.


Who are Pulse & STB?

Our sister brands – Pulse and STB have been providing bespoke solutions for their customers since the 1990s.

Our dedicated teams offer friendly and professional help, backed by years of experience and expertise.

Providing our customers with a sensitive, and often complex service, is what we do well.

What We Offer

Life & Protection

For individuals and groups when others decline whether it is down to lifestyle, medical conditions, working overseas or non-resident high sums insured, etc. We specialise in cover relating to Inheritance tax, shareholder & investor protection, short term cover & more.

Kidnap & Ransom

For individuals and groups needing cover in hazardous locations, whether for Corporate or High Net Worth.

Leisure Travel

For individuals and groups needing global cover, business or leisure travel with pre-existing medical conditions and high net worth requirements.

Our ready-made cover for leisure travel will suit many and our Specialty team find cover everyone else.

Income Replacement

Income Replacement protects your income if you cannot work for a prolonged period of time, due to accident or sickness. It is a specialised cover which we can arrange on a key person, group or private client basis.

Personal Accident

Cover if you are working in a hazardous environment or dangerous location.

Sports & Leisure

For individuals and groups needing intelligent solutions: Sports clubs, Associations, Martial arts and combat sports, SME business insurance, Sports coaches and instructors.

Frequently Asked Questions

What makes Pulse Insurance different?

Pulse Insurance is a professional, experienced and friendly team who everyday help people and businesses who are struggling to find cover from mainstream insurers. We don’t provide advice, but do try to be helpful.

Can you always find cover?

Pulse Insurance have since 1998 specialised in finding cover for the unusual and often do so when other insurers will not quote. We are generally able to offer an indication of cover in over 80% of cases.

I am not sure how to go about this?

That is fine. In fact, we almost always find it is best to start off with a friendly conversation so we can begin on the right foot from the beginning. This often saves time and means you know exactly what we will need to know to help and we can explain the process of finding cover for you.

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