News

Getting life insurance with cystic fibrosis

This week is Cystic Fibrosis awareness from 17th to 23rd June 2024 and you may see a blast of yellow that people are wearing on Fri 21st June for charities like Cystic Fibrosis Trust!

Cystic fibrosis is a life threatening genetic disease that affects the lungs and makes it hard to breathe. There is over 10,800 people living with it is the UK.

The way cystic fibrosis is managed has changed significantly in the last 10 years. As a result many individuals who suffer from this ailment now have better general health and a better prognosis.

Even with this development, individuals with the cystic fibrosis condition still struggle to get terms for life insurance in the mainstream insurance market.

For those with cystic fibrosis, Pulse Insurance Limited as Insurance specialists have sourced personal or business life insurance cover for these individuals.

Pulse Insurance have arranged life insurance cover for a 25 year old lady who has cystic fibrosis and had complications of diabetes although was well controlled and compliant with her treatment.

Pulse have also been able to provide cover for a 31 year old gentleman with cystic fibrosis with a good pulmonary function, compliant and with no complications.

One of the primary risk factors when we review this kind of medical history are condition’s stability, treatment compliance and the kind of severity of any consequences or symptoms.

Pulse are help to provide the valuable protection that you need. For more information or to request a quotation, please contact [email protected] or call us on 01280 841430.

 

 

Please note that any reference to examples are correct at time of publishing and may not reflect current circumstances of insurance cover available.

Life Insurance

Getting life insurance with mental health conditions

Mental Health Awareness Week has begun and runs until 19th May 2024. Mental Health Awareness Week happens every year and is a great opportunity for the whole of UK to come together on good mental health.  Your mental health should never stop you from accessing life insurance cover, and here at Pulse Insurance, we know the importance of being able to access valuable family protection cover.

Pulse Insurance always puts clients first and ensure that they get the insurance they need.

For example, we recently offered terms to an ex-police officer. Due to his occupational trauma, he has a long history of mental health problems, which meant he was not able to access life insurance cover in the standard market. However, due to the fact he has a period of stability for two years, the Pulse team were able to provide him the cover he needed.

We’ve also been able to offer life insurance to a lady who had a long history of mental health issues. As she had received the appropriate help and support, she had been stable and compliant with her treatment plan – meaning that Pulse was able to step in to give her the cover that other insurers declined.

We’re here to ensure that your mental health is not a barrier to access the protection you need for your family. For more information, or to request a quotation, please contact [email protected] or call 01280 841430.