European Update

In November we were delighted to announce the launch of our new Specialty binder with Lloyd’s Brussels via our Belgian brokerage Classic Financial Services. This was the culmination of a year’s work and allowed us to provide our top-quality service once again to our brokers and clients within the EU.

We have been delighted with the initial uptake from our existing brokers who also have setup EU operations to handle this business. We have had plenty of enquiries and risks bound already – so we are anticipating a very good year for European business, especially as we are filling a niche that was previously provided by several providers who decided not to continue post Brexit.

We have also seen a large increases in ‘global’ policies, where a company has multiple European offices as well as a UK HQ. Luckily, we can write these as one policy via Lloyd’s Brussels which ensures all employees have the same great cover and also reduces administration.

The Specialty team are already making plans to visit Brussels in February and Dublin in March, if you would like to meet one of them for a chat please get in touch.

Joe Balsom

Head of Specialty

[email protected]

+44 (0)7846 594798

Ben Pailthorpe

Senior Underwriter

[email protected]

+44 (0)7572 397849


CFS are able to facilitate the majority of risks within the Personal Accident and Travel sphere including Business Travel. We offer cover which is comparable with the leading insurers in the market, combined with first class customer service at a competitive price.

The client’s specific needs are always at the forefront of what we do – with the flexibility and the ability to tailor policies to meet their unique requirements under our comprehensive Binding Authorities with market leading insurers.

Quotations are usually provided within 24 hours of receipt of the relevant underwriting information, without the necessity of re-keying in a specific format. If you already have a presentation prepared, it can be sent to us in its existing layout.

Our Life & Protection division offers unique cover for individuals and groups in the UK, EEA and world-wide.  Products include cover for complex and high value groups, term-life cover for individuals with health / lifestyle issues, individuals and groups working in areas of conflict, high sums insured and life and income replacement for expatriates.

At present, in the EU and EEA, we are able to offer term-life cover for individuals requiring high sums insured and for expatriates.  We expect to be able to write our full range of products, including cover for groups and term-life insurance for individuals with pre-existing health conditions, from the middle of March.

For enquiries concerning term life cover please contact us as follows:

Torquil McLusky


[email protected]

Sue Clark

Underwriter – Life

[email protected]