World Aids Day takes place on the 1st December every year. It was the first ever global health day.
It is a reminder that more than 35 million people have died of HIV or AIDS, making it one of the most destructive pandemics in history.
Despite this awful number and the suffering behind it there is good news to report.
Important scientific advances continue to be made in the treatment of HIV. The largely positive findings of Public Health England’s study of data published earlier this year highlight the downward trend in the UK transmission rate in the UK which could reach zero by 2030.
Not surprisingly, currently, the stories about vaccines have centred upon Covid. Behind the scenes however there have been important developments in relation to the development of a vaccine to combat HIV. The Final HIV Research Highlights from Aids 2020 by the US Government published in July.
This draws attention to the important milestone in the Imbokodo vaccine trials. This is potentially very significant.
Pulse is a specialist insurance company and it was one of the first to recognise the advances in medical science and to offer Life Assurance to individuals who tested positive for HIV. It can still be a problem to obtain the cover required. Moreover, when Pulse is able to offer cover it will include Covid.
Cases that are currently on risk with us range from Sums Assured of £50,000 to £100,000 and terms that range from 5 years to 25years. Every case that Pulse deals with is individually underwritten so premiums vary accordingly. In the above range of cases premiums are between £40 and £100 per month.
We cannot offer cover in every case that comes to us but it is always worth getting in touch via [email protected] or call the team on 01280 841430.