Travel Cover for your needs
While many can buy their Travel insurance from mainstream insurers, if you have medical conditions and/or need cover when you are working or not all insurers will offer cover.
Equally, if you need cover for you or a group of employees or if working or even volunteering in less hospitable territories, cover can again be harder to find.
Pulse specialise in finding cover for those circumstances when many insurers are unable or unwilling to quote.
Leisure Travel Cover with Medical Conditions
Finding Holiday Travel Insurance that covers your pre-existing medical conditions is important, especially if your conditions are more serious. It can also be more difficult as not all travel insurers specialise in cover for those with medical conditions.
It is true that cover may not always be available for those with more serious ill-health, but a specialist provider will typically offer cover for more serious conditions than some mainstream insurers.
Some travel insurers offer you the facility to declare your medical conditions online, if you wish, and may provide instant quotations / cover. Equally, it can be reassuring or necessary to talk to a trained agent who can answer specific queries and guide you through your application.
Pulse has partnered with Policy Direct who are dedicated to providing specialist travel insurance to people who have a pre-existing medical condition (and their families).
Features include:
Travel Well Insurance offers three tiers of covers to suit a wide range of needs, with the ability to cover higher sums insured than standard providers for those well-deserved breaks.
We are also able to cover a wide range of medical conditions, subject to our medical screening process, so you can rest assured your pre-existing conditions are covered. We can also cover medical expenses only with our bronze cover if this is what is important to you.
Brokers – If your clients are currently under investigation for an undiagnosed condition or are currently on a waiting list, please call us on 01603 613531 to discuss further as we will need to quote these over the phone to assist you with the journey.
General Exclusions
- No cover extended for anyone over the age of 79 years
- Minimum age lead traveller of 18 years old
- Cover for up ages up to 65 with our winter sports addon with our silver and gold cover levels, no winter sports cover available for bronze packages Optional addons – gold & silver packages only
Annual Multi-Trip features
- Covers multiple trips in any one year, for up to 65 days on any one trip depending on level of cover selected
- Up to £10,000 trip cancellation per person
- Up to £10,000,000 medical expenses and repatriation cover
- Up to £5,000 baggage loss, theft or damage
- Maximum age 79 years
Single Trip features
- Covers trips up 186 days (45 days when aged 66+).
- Up to £10,000 trip cancellation per person
- Up to £10,000,000 medical expenses and repatriation cover
- Up to £5,000 baggage loss, theft or damage
- 365 days advanced binding
- Maximum age 79 years depending on trip duration
Policy Summary:
- Choice of 3 Levels of Cover – Gold, Silver, Bronze
- Medical Expenses & Repatriation– Up to £10,000,000
- Cancellation – Up to £10,000 with the ability to top up to 20k speaking to our UK based team via phone or email
- Personal Accident – Death – Up to £10,000 per Adult & £5,000 per Child
- Personal Accident – Disability – Up to £25,000
- Trip Abandonment – Up to £10,000
- Baggage Loss, Theft or Damage Up to £5,000
- Money Lost, or Stolen Up to £500
- Cruise cover up to £2,000 for missed departure as an option add on for our cruise specific benefits.
- Personal Liability – Up to £1,000,000
- 24 Hour Medical Assistance Helpline
- Comprehensive Sports and Activities Cover as an optional addon for Gold & Silver packages
Benefits differ depending on levels of cover
If you would like to discuss your Travel Insurance requirements, please call us on 01603 613 531 option 1 to speak to one of our expert Team.
