Pulse and PolicyDirect offer new IP policy

Life is full of surprises, not all of them good ones…

We delighted to announce the launch of a new short-term income protection policy.  This simple on-line only product will complement Pulse’s existing range of underwritten PA and Accident & Sickness products. The application process is straightforward, easy to use and fully on-line: individuals just need to follow the instructions on screen at our sister site Policy Direct and answer the medical declaration questions when prompted.

The product is also available on a white-label basis for intermediaries who wish to promote the product themselves.

Joe Balsom, Pulse’s Head of Specialty said, “It is great to have a quick and straightforward product that is available for smaller benefit levels.  We are often approached by individuals who just want basic cover in place but struggle with the standard market because they have a health condition.”

“We believe that this product fills the gap perfectly and can offer a simple solution for those with diabetes, heart problems or other common health issues.”

Key Benefits of Income Protection

  • Apply even if you have a pre-existing medical condition (NB you must declare your conditions and insurers must agree to cover you)
  • Choose cover up to £2,000 per month
  • Range of Excess periods
  • Easy to pay monthly premiums with no interest added
  • Claims payments made directly to the individual
  • Straightforward application process

Torquil McLusky, Pulse Managing Director, commented, “Pulse has a reputation for helping those who cannot get cover from the standard market and this product does just that.  This is a great new product that has been developed by a team that we know very well.  This new product is aimed at individuals so we will happily facilitate white labelling for any brokers who wish to distribute this product themselves.”

For the latest products, news and information from Pulse, please subscribe to our mailing list and follow our LinkedIn page or to see PolicyDirect’s range of products please go to policydirect.co.uk

You can contact our team on [email protected] or call 01280 841430.