Pulse launch Income Protection Insurance

Pulse is thrilled to announce the launch of an Income Protection Insurance product as part of their portfolio.

Income protection will pay a monthly benefit until the client is well enough to return to work and will continue to stay in place in the event the individual becomes unwell again.

This product targets any UK resident but particularly those who are unable to obtain Income Protection through the more mainstream insurers due to:

  • pre-existing medical conditions
  • hazardous occupations

Key features of the scheme include:

  • Financial Security: Monthly benefit payable when unable to work due to accident or sickness providing up to 60% of gross taxable income.
  • Levels Of Cover: With 3 different premium options and can be tailored to suit any individual’s budget.
  • Support: Including remote GP Appointments, Second opinion service, Physiotherapy, Mental Health support, Dietitian consultations, lifestyle and nutrition consultations

What sort of pre-medical Conditions does it cover?

It could include Type 2 diabetes, Chron’s disease (unless severe) and many other medical conditions.

What kind of occupations does it cover?

It can cover people who work at heights, NHS workers and teachers, people in the construction industry. There is only a small list of occupations they will not consider.

Sue Clark, Our Underwriter at Pulse Insurance comments: “Our goal with this product is to reduce the number of individuals who do not currently have an Income Protection policy in place and to raise awareness to those who may not know it exists or not realise that this important cover is available because of a pre-existing medical condition or their occupation type.

To find out more information about this product for individuals click here: Income Protection