Life Insurance with a Palsy


Palsy can occur at various stages of life, with various causes and with varying degrees of severity. This makes any generalisations about the availability of life insurance more difficult.

If you have Cerebral Palsy – please review our specific details.

It is possible with Palsy where your recovery has been good that you will be unable to find Life Insurance from every mainstream insurers.

If your Palsy has occurred recently, it may be necessary to wait until any early recovery has taken place to a longer-term view of your health is available to our underwriters.

Pulse Insurance are specialist in finding Life Insurance solutions for those who have medical conditions which may affect the cost and availability of Life Insurance. Each case is individually reviewed and rated by an expert underwriter and as a consequence of this bespoke handling, there is usually a minimum sum insured of £25,000.

We have created dedicated details where your Palsy was caused by or you have one of the following conditions / underlying causes:-

Where your Palsy is as a result of one of the following, you can complete Enquiry here, being sure to tell us about any other medical conditions:-

  • congenital facial palsy (born with facial weakness)
  • injury to the facial nerve in an accident
  • injury from surgery – e.g. during surgery of the parotid gland and neck

If you have other medical conditions which may present a significant impact on your health, then Pulse are likely to be able to help you.

Please search again to select your other condition(s) for more details on the availability of cover and the specific enquiry questions we will need you to answer. You should declare your Palsy when asked about any other conditions.

If you have no other conditions and are no aware of any of the above are the underlying cause, please make an enquiry on this page and give details of your Palsy.

If you need any help or would like to discuss this with us, please do not hesitate to call on 01280 841430.


Begin an Enquiry

If you need any help or would like to discuss this with us, please do not hesitate to call on 01280 841430.

We are usually able to say straight away whether we think we can help, but we will not be able to provide an indication of premium until after our underwriters have reviewed a completed enquiry. 

If you prefer to share some details ahead of discussing this with our expert team – please submit your enquiry making make sure to select / give details of any other medical conditions.


Medical Reports

If you have any recent or relevant medical reports, these can enable underwriters to provide a more accurate indication.  

Please send these either to [email protected] or post them to us

n.b. Do not worry if you don’t have any medical reports as they are not usually needed to give an indication of cover / cost.

It may be necessary anyway for separate specific medical reports to be sought if you decide to proceed with an application.

If you have any queries, please give a member of the team a call on 01280 841430.

Make an enquiry