Familial Spastic Paraplegia (FSP)

Life Insurance with Familial Spastic Paraplegia (FSP)


The availability of Life Insurance for those with Familial Spastic Paraplegia (FSP) depends on many factors. Pulse specialise in finding cover when most insurers decline.

It is however difficult to generalise as each person is uniquely affected by Familial Spastic Paraplegia (FSP).

Not all standard insurers are willing to offer Life Insurance to anyone with Familial Spastic Paraplegia (FSP); Pulse can find cover for some, but not all individuals.

If you have not already been declined for life cover, you could consider approaching mainstream insurers first.


Life Insurance if insurers have declined

All aspects of your Familial Spastic Paraplegia (FSP) and any other health conditions will need to be taken into account by all Pulse’s underwriters.

As each person’s situation is likely to be unique and while generalisations are difficult, Life Insurance premiums will be somewhat higher than standard premiums.

You are welcome to contact us in the first instance before submitting an online enquiry, if you prefer.


Why Pulse Insurance? 

  • Pulse Insurance have been focused on finding unusual cover since 1998
  • We strive to offer a caring and sensitive service
  • We are knowledgeable insurance professionals who work as a team
  • We provide a personal service to guide you through
  • If we cannot help, it will not be for the want of trying or know-how

While finding cover for everyone is not always possible and the premium will be higher to reflect your increased risk, we like to think we are good at helping people find the cover they need.


Being Transparent

It is always important to declare all your medical conditions completely. 


Your Personal & Medical Details

Everything you disclose about your health and any medical conditions to any life insurer or life agent should be treated with sensitivity and appropriate levels of privacy.


Requirements for more information

While our initial enquiry may not gather enough information to provide an indication of cost, our insurers may ask for more in depth information regarding your Familial Spastic Paraplegia (FSP) and/or any other conditions. Sometimes the details you can provide may allow them to reduce the premium they seek.

As you have a medical condition, it is possible that underwriters will need to seek a Doctor’s report or for you to undergo medical examinations, blood tests or other tests that will confirm your health to allow them to quote an accurate premium and confirm cover details. The costs involved in obtaining the medical information are usually paid by the underwriter, but if not, you will be informed before they are requested.

Pulse will never sell your details to anyone. We will use your details to provide the service you have asked for according to the permissions you grant us– read our Privacy and Data Protection policy in full. 

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